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Profile photo of a State Farm Agent named: Rocio Luna-Culotti
State Farm® Insurance Agent - Bothell, WA

Rocio Luna-Culotti

Rocio Luna-Culotti Ins Agy Inc

22020 17th Avenue SE Suite 220
Bothell, WA 98021-8435
Speaking english and spanish
(425) 318-4143
State Farm® Insurance Agent - Bothell, WA

Rocio Luna-Culotti

Rocio Luna-Culotti Ins Agy Inc

About me

☕🍁 Sweater weather, pumpkin patches, and...insurance? It may not be the most exciting thing on your fall checklist, but having coverage that fits your needs—and your budget—can give you one less thing to worry about this season.

Hi there, neighbor!

I’m Rocio, your local insurance agent here in Bothell, WA, with over 14 years of experience helping people with their insurance needs. What started as a college job quickly turned into something I truly love—helping friends, family, and neighbors feel safe and protected. I know insurance can sometimes feel confusing or overwhelming, but my goal is to make it simple and easy to understand so you can feel confident in your coverage.

Being a Bothell local is something I’m really proud of. I grew up around here, went to Inglemoor High School in Kenmore, and earned my Bachelor’s degree from UW-Bothell. Giving back to the community means a lot to me. That’s why I actively support many of our local schools, sports teams, and organizations—you might even spot our office name at some of the community events and games around town!

My husband, Josh, is also a State Farm agent nearby in Mountlake Terrace and Lynnwood, so insurance is kind of a family thing for us! We have two kiddos, Luci and JJ, who keep us busy and bring so much joy to our lives. Traveling together is one of our favorite things—we’re always dreaming up our next adventure and making memories as a family.

Whether you’re just starting out with insurance or want to double-check that your coverage really fits your life, I’m here to help. I want to make the whole process stress-free and clear, so you can focus on what matters most to you. We proudly serve all of Washington State, and no question is too small or silly.

If you want to chat about your insurance or just have some questions, feel free to call or text me anytime. And if you speak Spanish, ¡también hablo español!

Thanks for stopping by — I’m excited to get to know you and help protect what’s important in your life!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Rocio is here to help your Bothell household feel covered.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Looking for coverage? Talk with Rocio about your options in Bothell.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Rocio is proud to serve the Bothell community.

Q: What's included in renters insurance coverage?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Serving Bothell and the surrounding area, Rocio can help answer your questions.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. For personalized coverage in Bothell, WA, reach out to Rocio.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Have questions? Rocio in Bothell can walk you through your options.

Office Info

Location

22020 17th Avenue SE Suite 220
Bothell, WA 98021-8435
  • Parking: In front of building
  • Floor #2
Speaking English and Spanish

Get a quote today

Office Info

Location

22020 17th Avenue SE Suite 220
Bothell, WA 98021-8435
  • Parking: In front of building
  • Floor #2
Speaking English and Spanish

Insurance and Financial products offered

Call us 24/7 at (425) 318-4143

Our mission

Our mission is to make insurance simple, clear, and dependable—so our customers feel confident protecting what matters most.

Our team

We understand that life comes with its share of risks, and we’re here to be your trusted insurance professionals. Our team is made up of reliable professionals who are deeply committed to serving our community and strive to go above and beyond in everything we do. Proudly serving all of Washington, we focus on delivering outstanding customer service and are ready to help with any questions you may have. We offer a wide range of coverage options, including auto insurance, renters insurance, condo insurance, life insurance, home insurance, RV insurance, and so much more! Don’t hesitate to give us a call or stop by our office—we’d love to say hello!

our team image 0
our team image 1
our team image 2

Meet the team

☕🍁 Sweater weather, pumpkin patches, and...insurance? It may not be the most exciting thing on your fall checklist, but having coverage that fits your needs—and your budget—can give you one less thing to worry about this season.

Hi there, neighbor!

I’m Rocio, your local insurance agent here in Bothell, WA, with over 14 years of experience helping people with their insurance needs. What started as a college job quickly turned into something I truly love—helping friends, family, and neighbors feel safe and protected. I know insurance can sometimes feel confusing or overwhelming, but my goal is to make it simple and easy to understand so you can feel confident in your coverage.

Being a Bothell local is something I’m really proud of. I grew up around here, went to Inglemoor High School in Kenmore, and earned my Bachelor’s degree from UW-Bothell. Giving back to the community means a lot to me. That’s why I actively support many of our local schools, sports teams, and organizations—you might even spot our office name at some of the community events and games around town!

My husband, Josh, is also a State Farm agent nearby in Mountlake Terrace and Lynnwood, so insurance is kind of a family thing for us! We have two kiddos, Luci and JJ, who keep us busy and bring so much joy to our lives. Traveling together is one of our favorite things—we’re always dreaming up our next adventure and making memories as a family.

Whether you’re just starting out with insurance or want to double-check that your coverage really fits your life, I’m here to help. I want to make the whole process stress-free and clear, so you can focus on what matters most to you. We proudly serve all of Washington State, and no question is too small or silly.

If you want to chat about your insurance or just have some questions, feel free to call or text me anytime. And if you speak Spanish, ¡también hablo español!

Thanks for stopping by — I’m excited to get to know you and help protect what’s important in your life!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Rocio is here to help your Bothell household feel covered.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Looking for coverage? Talk with Rocio about your options in Bothell.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Rocio is proud to serve the Bothell community.

Q: What's included in renters insurance coverage?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Serving Bothell and the surrounding area, Rocio can help answer your questions.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. For personalized coverage in Bothell, WA, reach out to Rocio.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Have questions? Rocio in Bothell can walk you through your options.

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Simple Insights®

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Is there a guideline to know if a charity is legitimate? Use these tips to find out more about charitable organizations and where your money goes.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

How to identify poisonous plants and flowers

Aside from poison ivy and oak, be aware of these other poisonous plants that can be toxic to humans and pets.

Four kinds of savings and other important savings account information

It’s easy to find reasons to save money, but it’s not always easy to get started. We share some information about savings accounts and savings types to help you build a strong financial foundation.

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